Orlando Medical Expense Attorneys
Accidents that result in injuries require medical care. However, thinking about how you will pay for this care – especially in the event that you are uninsured – can be a scary thought. If you are involved in an accident that is caused by the negligence of another party, here’s what you need to know about who will pay for your medical expenses:
Do You Have Insurance?
If you are involved in a motorcycle, vehicle, or pedestrian accident, your own car insurance – which requires you to carry a minimum of $10,000 in personal injury protection (PIP) coverage – will cover your medical expenses. This is true regardless of fault in an accident, as Florida is no-fault car insurance state.
If you have purchased coverage beyond the minimum amount, or if you have purchased uninsured or underinsured motorist coverage, this coverage can also be used to help pay for your medical expenses.
The good news is that even if you don’t have vehicle insurance, your health insurance is designed to pay for your medical expenses once you pay your deductible.
I Don’t Have Insurance!
If you don’t have insurance, you may be especially worried about who will pay for your injuries after an accident. If someone else was at fault for your accident and injuries, you can file a claim against them. If they carry bodily injury protection liability insurance, then this insurance type will be used to pay for your damages.
If you file a claim against another party for compensation for your medical expenses, you will need to prove that this party should be liable for your damages. The components of a personal injury action include establishing a duty of care, proving that the defendant breached the duty of care by acting negligently, and proving that this negligence led to your injuries. Unless you can prove all components, your case will be unsuccessful.
Negotiating to Get Your Full Settlement to Pay for Medical Expenses
One of the most challenging aspects of filing a claim – whether the claim is with your own insurance or against the insurance company of another driver – is getting your full settlement amount. In many cases, insurance adjusters will try to offer you less than you really deserve, disputing certain medical treatment or failing to acknowledge your need for future medical treatment. When this occurs, it is important to have an experienced attorney on your side who can prove the extent of your damages and your lack of fault, and assist you in negotiating for a fair settlement offer.
Contact Our Experienced Lawyers Today
We know that you deserve to be compensated for your medical expenses. We want to make sure that you get every cent worth that you need to pay for all of the treatment and future treatment you’ll need.
At the law firm of Moses & Rooth, we know what it takes to advocate for our clients. To learn how we can help you after an accident that results in injuries, and to schedule a free consultation, contact us today.